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otázka		Odpoveď
account statement začať sa učiť		summary of account activity (transactions) during a certain period
acquisition začať sa učiť		a company purchasing most of another company"s shares to gain control
apply for an overdraft začať sa učiť		when you apply to withdraw money from your acount despite not having enough money for it
ATM / cash dispenser začať sa učiť		machine that dispenses cash or other services with a bank card inserted
bank deposit / to deposit začať sa učiť		adding, transfering money to your account
bank transfer začať sa učiť		transfering money from one bank account to another
bank's assets začať sa učiť		everything the bank owns
bank's liabilities začať sa učiť		everything the bank has to pay for
banknote / bill začať sa učiť		paper money with a particular value
bid-offer spread začať sa učiť		the difference between the price at which you can buy a share and the price at which you can sell it
blue chips začať sa učiť		well-established, recognizable and generally trusted company
bondholder začať sa učiť		the owner of the issued bond
brokerage company / house / services začať sa učiť		institiutions that act as a middleman in faciliating transactions
cash flows začať sa učiť		the total amount of money transferred into and out of business
collateral začať sa učiť		acts as a security or guarantee for a debt
convertible shares / bonds začať sa učiť		it can be converted into a different security
corporate bonds začať sa učiť		issued by a corporation
coupon of a bond začať sa učiť		the amount of interest it pays
credit začať sa učiť		money available in the banking system
credit crunch začať sa učiť		a massive reduction in the amount of credit available
credit rating / standing začať sa učiť		an estimate of the ability to fulfill financial commitments
creditworthiness začať sa učiť		the extent to wchich someone is suitable to recieve financial credit, based on the past financial activities
creditor začať sa učiť		the person to which the money is owed
currency začať sa učiť		a system of money in general use in a particular place
current / checking aacount začať sa učiť		an account from which you can withdraw money without notice
debt financing začať sa učiť		raising money by selling debt instruments to investors
debt instruments začať sa učiť		tools an entity utilizes to obtain cpaital
debtor začať sa učiť		an entity that owes money
default on payment začať sa učiť		unable to make payments to the creditor
depositor začať sa učiť		a person that keeps money in a bank
direct debit začať sa učiť		allowing someone else to collect the money from your account, usually regularly
discount instruments začať sa učiť		money market instruments issued at a value less than their face value
divestitures začať sa učiť		selling off subsidiary businesses interests
down payment začať sa učiť		the initial payment, paid before the rest
equity finance začať sa učiť		raising capital through the sale of shares
fallen angel začať sa učiť		initially given an investment-grade rating, reduced to junk bond status
fees začať sa učiť		paying fixed amount of money
commisions začať sa učiť		paying a percentage from the transaction
foreign exchange začať sa učiť		currency from another countries
gilts / gilt-edged stock začať sa učiť		high grade bond (british term)
growth začať sa učiť		the change in company's earnings overtime
high-yield bonds začať sa učiť		(junk bonds) - high interest rate but low credit rating
inflation rate začať sa učiť		the rate of price increase, resulting in money losing value
interest začať sa učiť		money paid regularly at a particular rule for the use of money lent
interest rate začať sa učiť		the cost of borrowing money, the percentage of the loan paid by the borrower
intermediary začať sa učiť		link between people to help them reach an agreement
investment bank začať sa učiť		acts as an intermediary
investment funds začať sa učiť		a pool of capital that investors collectively pay into, to invest in stocks
investment-grade bonds začať sa učiť		low risk and high credit rating
investor začať sa učiť		a person that puts money into financial schemes to gain profit
issue currency / share / bonds začať sa učiť		the process in which an entity creates and make it available
junk bonds začať sa učiť		high interest rate, low credit rating
lender of last resort začať sa učiť		institution that lends money in difficult situations
liquidity začať sa učiť		ability to allow assets to be sold and bought easily and quickly
market maker začať sa učiť		market participant that buys and sells large assets to ensure financial markets run smoothly
maturity / redemption rate začať sa učiť		the longevity of a financial instrument
Monetary Policy Council začať sa učiť		the institution that decides on monetary policy and assesses the curent condition
money in circulation začať sa učiť		physically used money in a country
money market začať sa učiť		highly liquid, short-term debt security
money supply začať sa učiť		the amount of money in the economy
municipal bonds začať sa učiť		issued by governmental entities to raise money for, for example, infrastructure funding
non-investmen-grade-bonds začať sa učiť		low quality, issuer may defualt
output začať sa učiť		the quantity of goods produced in a given time by a firm
par / face / nominal value of a bond začať sa učiť		the amount repaid to the bondholder at maturity
pension fund začať sa učiť		pension fundmoney from people who work to pay pensions
principal of a loan začať sa učiť		the amount of capital making up a loan
property / real estate začať sa učiť		property consisting of lands and buildings
trading securities začať sa učiť		investments in debt or equity actively traded for profit
quote bid and offer prices začať sa učiť		offer the price of selling and buying
redeem bonds začať sa učiť		full repayment of the principal and the interest owed
reserve requirement začať sa učiť		the amount of fund that bank is required to hold to meet liabilities
savings account začať sa učiť		an account that allows you to deposit money and gain interest
securities začať sa učiť		financial instruments issued by an entity giving ownership rights to some type of financial value
securities account začať sa učiť		holding securities on behalf of the investor
securitization začať sa učiť		financial assets pooled together, converted into securities and sold to investors
supply and demand začať sa učiť		the amount of commodity and the desire to buy it
spread / margin začať sa učiť		the difference between the amount of money borrowed and value of collateral
standing order začať sa učiť		a bank transfer that is fixed and constant
stockbroking začať sa učiť		buying and selling stocks for clients
stocks / shares / equities začať sa učiť		a part into which capital is divided, entitling the holder to a portion of profit
takeover začať sa učiť		buying out of one company by another
to raise capital začať sa učiť		approaching existing investors for equities or a debt
to underwrite a stock issue začať sa učiť		taking financial risk for a fee
tradable / negotiable / saleable instruments začať sa učiť		financial instruments that you are allowed to trade
Treasury bills začať sa učiť		issued at a discount, no yield, short-term
Treasury bonds začať sa učiť		long-term, periodict interest, up to 20 years
Treasury notes začať sa učiť		fixedi nterest rate, 2 to 10 years
underlying instrument začať sa učiť		the security on which a derivative contract is based upon
underwriter začať sa učiť		pledges to buy all the unsold shares
yield / rate of return začať sa učiť		the rate of profit investor recieves from a security
zero-coupon bonds začať sa učiť		deep discount but no interest
hedge fund začať sa učiť		a type of actively managed fund that focuses on high risk high return investments

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